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Financial Plans

If you are one of the thousands of individuals in Canada without a financial plan, then we want to offer you a one-on-one consultation for free. One of the most important and overlooked portions of your personal finances is a financial plan and the vast majority of Canadians do not have one in place. By working with one of our financial advisors, we can come up with a strategy together that will provide you with a roadmap for reaching your goals.

 

If after meeting with us, you decide you would like to have a plan prepared for you and your family we offer the following options:

 

Standard financial plan:  $500 or free for clients with at least $100,000 in managed assets.

The standard financial plan will help guide you towards achieving a single goal. Whether you’re planning for retirement or leaving an inheritance for the kids, the standard financial plan encompasses the following:

  1. A sit down fact finding meeting, to determine goals and your current status.
  2. Analysis of achieving a single goal.
  3. Planning strategies to achieve your goal.
  4. Our insight and recommendations on how your goal can be accomplished.
  5. Various options to reach your goal.
  6. Insurance needs and options.
  7. A fully customized action plan encompassing all of the above.
  8. A meeting to review and confirm all details contained in the plan.

 

Advanced financial plan:  $1000 or free for clients with at least $200,000 in managed assets.

The advanced financial plan will help guide you towards achieving multiple goals, either simultaneously or over a multi-stage time horizon. Perhaps you are looking to retire and purchase a vacation home but want to make sure you can provide college savings for the kids. With the advanced plan, we will work with you to optimize your goals and come up with a strategy that makes sense for you. The advanced financial plan offers:

  1. A sit down fact finding meeting, to determine goals and your current status.
  2. Analysis of achieving multiple goals.
  3. Planning strategies to achieve your goals.
  4. Our insight and recommendations on how your goals can be accomplished.
  5. Various options to reach your goals.
  6. Prioritizing goals.
  7. Multiple savings strategies.
  8. Insurance needs and options.
  9. A fully customized action plan encompassing all of the above.
  10. A meeting to review and confirm all details contained in the plan.

 

Comprehensive financial plan:  $1500 or free for clients with at least $300,000 in managed assets.

The comprehensive financial plan will help guide you towards achieving multiple goals, either simultaneously or over a multi-stage time horizon. We will analyze your current cash flow and find ways to improve your savings strategies. We take an in-depth look at your assets and liabilities, and provide strategies to efficiently deal with your liabilities while maximizing your assets. With the comprehensive financial plan, we will work with you to optimize the balance of your assets and liabilities while maximizing your cash flow to ensure you meet your objectives. It offers:

  1. A sit down fact finding meeting, to determine goals and your current status.
  2. Analysis of achieving multiple goals.
  3. Planning strategies to achieve your goals.
  4. Our insight and recommendations on how your goals can be accomplished.
  5. Various options to reach your goals.
  6. Prioritizing goals.
  7. Multiple savings strategies.
  8. Current cash flow analysis.
  9. Retirement cash flow analysis.
  10. Asset and Liability analysis.
  11. Portfolio review by a CFA Charterholder.
  12. Insurance needs and options.
  13. A fully customized action plan encompassing all of the above.
  14. A meeting to review and confirm all details contained in the plan.